About us
Who we are, what we do, our expertise and our people.
Who we are
Our company was founded in 2018; in 2021, in line with new developments in credit rating legislation, its name and field of activity were changed and it became RatingMetre. The company is built on the experience our founders have gained in finance since the 1990s — more than 30 years each. We turn that experience into reliable and transparent credit rating work that sets out the financial strength and creditworthiness of businesses accurately.
Our aim is to analyse the financial structure of companies carefully, to report the results in plain language, and to support the credibility of businesses with banks, financial institutions, investors and business partners with concrete data.
What we do
- Credit assessment (model rating): We measure a company’s capacity to meet its financial obligations on time with our published methodology; the credit committee approves the model rating.
- Corporate governance compliance pre-assessment: Advisory work: we review a company’s practices against the Capital Markets Board’s Corporate Governance Principles under four main headings and report the gaps and points to improve. It is not an authorised rating and cannot be used for the BIST Corporate Governance Index.
- Financial analysis and reporting: We analyse a company’s current financial position against sector data and prepare regular reports for the board.
- Budget, projections and cash: We compare the budget with actuals every month and project cash flow for the coming years.
- Feasibility and valuation: We calculate the return of an investment project and an indicative value of the company with stated assumptions.
- Corporate finance and restructuring: We organise a company’s relationships with lenders, support the preparation of its financing applications and strengthen its financial structure.
We carry out this work with our own platform. The methodology we use is published. Platform · Methodology
Expertise and sector experience
Areas of expertise
- Credit
- Assessment of credit requests, risk analysis and management of credit processes
- Financial analysis
- Balance sheet, income statement and cash flow analysis; financial ratios and trends
- Marketing
- Market structure, competition and the customer portfolio
- Projects
- Feasibility and financing structure of investment projects
- Audit
- Corporate processes, internal control and the reliability of financial data
- Business development
- Growth strategies and the sustainability of the business model
- Financial advisory
- Strengthening the financing structure and access to finance
Sectors
- Manufacturing
- Production capacity, cost structure, working capital needs and export links
- Services
- Continuity of revenue, customer concentration and cash flow balance
- Trade
- Inventory and receivables management, the supply chain and sustainable margins
- Construction
- Project-based financing, progress payments, the cash cycle and collateral structures
Mission and vision
To measure institutions and organisations with the most current, precise and rational methodologies, acting in line with social, public and professional ethics.
To be the company preferred by institutions and organisations in domestic and international markets for ratings based on fair, current and rational principles.
Our people
The credit committee reviews the file prepared by the analyst, assesses it against four criteria and approves the rating.
Founders
- Mehmet Gökdemir · Founder
- Banking and corporate finance since 1990: Osmanlı Bankası Inspection Board and head-office credit, Garanti Bankası regional credit (2003–2012), Deputy General Manager at Tam Faktoring (2012–2015).
- Olgun Koyuncu · Founder
- Banking and financial management since 1996: commercial portfolio management and branch management at Yapı Kredi (1998–2013), Branch Manager at Finansbank Çorlu (2013–2016); financial management advisory since 2016.
Credit committee
- Erkan Saygı · Credit committee member
- Banking and credit since 1997: Sümerbank Inspection Board, Oyak Bank credit risk monitoring, ING Bank SME credit allocation. Holds an individual credit rating licence.
- Hüseyin Ergut · Credit committee member
- Textile and food manufacturers since 1997; financial audit and management consulting since 2011. Holds an individual credit rating licence.
- Filiz Kılıç · Credit committee member
- Accounting specialist, finance manager and independent auditor since 1993. Holds an individual credit rating licence.
Analysts
- Ramazan Koç · Analyst
- Commercial portfolio manager at QNB Finansbank from 2008, then textile manufacturers from 2017. Holds an individual credit rating licence.
- Osman Serkan Çelik · Analyst
- Banking since 2008: teller, retail sales and SME sales at Garanti BBVA, then the Ankara Treasury unit of PTT. Holds an individual credit rating licence.
